Summer is in full gear, here in Austin. That also means getaways and family vacation season. Many of you know I am a big proponent of these great opportunities to forget about day-to-day cares, to take time for yourself and connect with your family, and to finally rest and recharge. However, don’t let scammers and […]
As a parent, saving for my kids’ education has always been a top priority. I diligently contributed to their 529 plans, hoping to cover a good portion of their college expenses. However, life doesn’t always go as planned. My two older sons are making their way through college but I’m not sure that the path […]
Does your ideal retirement include exploring new places, playing endless rounds of golf, or visiting family? Maybe you dream of starting a business or buying a second home. A fulfilling retirement can also mean enjoying a slower pace of life after decades of work. Whatever your retirement goals are, you’ll want a solid plan to […]
The Benefits of Custodial Roth IRAs: Setting Your Children Up for Financial Success The other day, I had a phone call with a long-time friend of mine from Louisiana. He was sharing a common parenting struggle: teaching his teenage son to save money instead of spending it all on impulse buys. “As soon as we […]
I’ve just returned from another trip to Australia, swapping stories and experiences with my mother-in-law, who lives in the land of kangaroos, Vegemite and some absolutely amazing coffee. Perhaps unconventionally our conversations typically turn towards financial topics, and on this latest trip, we broached the differences between how Aussies handle their retirement savings compared to […]
Of course, as a Financial Advisor, I believe that instilling positive financial habits in our children from a young age is crucial for their long-term financial well-being. In fact, I was recently asked by a friend & client for some resources to educate their children. First and foremost, lead by example and maintain an open […]
Tis the season for everything Pumpkin Spice! From pumpkin spiced coffee and milk shakes, to candles and yes, trash bags. I can’t say that I’ve embraced the trend fully, but again I’ve never been one to turn down a tasty slice of pumpkin pie. As we head into this end-of-year season, here are just a […]
I want to introduce an intriguing technique, the “Money Date!” It is a smart approach for couples to discuss their financial matters openly. Interestingly, I have been doing coffee, bagels & finances with my wife for years now. I’ve even suggested that clients go for a massage or on an afternoon date, following a meeting […]
In recent years, there have been several instances where criminals managed to mimic the voice of a senior executive or a business person to make fraudulent transfer of funds, demonstrating the need to have multi-factor authentication to combat voice fraud, especially with high monetary or personal risks. AI can replicate speech patterns and tonality to […]
Social Security has many benefits available, including retirement, disability, survivor, and family benefits. If you or a family member paid a portion of career earnings into a trust fund by paying Social Security or self-employment taxes, these benefits may be available. The amount you receive depends on several factors, including your average lifetime earnings, date […]
