> Advisor Written Content Archives - Per Stirling




Pumpkin Spice Planning

Tis the season for everything Pumpkin Spice! From pumpkin spiced coffee and milk shakes, to candles and yes, trash bags. I can’t say that I’ve embraced the trend fully, but again I’ve never been one to turn down a tasty slice of pumpkin pie. As we head into this end-of-year season, here are just a […]



The Money Date

I want to introduce an intriguing technique, the “Money Date!”  It is a smart approach for couples to discuss their financial matters openly.  Interestingly, I have been doing coffee, bagels & finances with my wife for years now.  I’ve even suggested that clients go for a massage or on an afternoon date, following a meeting […]



A Simple Secret to Outsmart AI

In recent years, there have been several instances where criminals managed to mimic the voice of a senior executive or a business person to make fraudulent transfer of funds, demonstrating the need to have multi-factor authentication to combat voice fraud, especially with high monetary or personal risks. AI can replicate speech patterns and tonality to […]



Social Security Benefits

Social Security has many benefits available, including retirement, disability, survivor, and family benefits. If you or a family member paid a portion of career earnings into a trust fund by paying Social Security or self-employment taxes, these benefits may be available. The amount you receive depends on several factors, including your average lifetime earnings, date […]



Time to Review Your Estate Plan

There are various times when it is a good idea to review your estate plan! You should review your estate plan immediately after a major life event such as a change in your marital status, a birth, adoption, death, sudden diagnosis, or prolonged illness of a family member. You should also consider reviewing your estate plan […]



Forms of Texas Divorce

Per Stirling has always been a strong advocate of both the financial planning process, and the financial professionals who provide this valuable service.  As such, we have sponsored the Financial Planning Association of Austin (FPA-Austin) for well over a decade, and are proud to also now serve as a Platinum Sponsor for the Financial Planning […]



Want a Productivity Booster, Take Your Vacation

In many recent conversations with friends, family, & clients, I find myself repeating themes along the lines of take time for yourself or focus on your health & well-being.  In fact many of those who are gainfully employed are busier now than they were before the pandemic.  And the lack of sleep, energy, or enthusiasm […]



Help! I’m thinking about divorce

Is it time for us to divorce or do we both have one more genuine attempt left in our emotional and / or financial bank? This and so many other questions are best answered when we have a clear head and are able to make sound decisions. So, how is that possible when we’re contemplating […]



Are you wondering where to look for lost property that may be yours?

Every state has an unclaimed property program that requires companies and financial institutions to turn account assets over to the state if they have lost contact with the rightful owner for one year or longer. It then becomes the state’s responsibility to locate the owner. The Office of the Comptroller for the State of Texas […]