> Advisor Written Content Archives - Per Stirling

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18

June

What Does Retiring on $1,000,000 Look Like?

Does your ideal retirement include exploring new places, playing endless rounds of golf, or visiting family? Maybe you dream of starting a business or buying a second home. A fulfilling retirement can also mean enjoying a slower pace of life after decades of work. Whatever your retirement goals are, you’ll want a solid plan to […]

17

May

A Different Perspective: From Down Under… 

I’ve just returned from another trip to Australia, swapping stories and experiences with my mother-in-law, who lives in the land of kangaroos, Vegemite and some absolutely amazing coffee.  Perhaps unconventionally our conversations typically turn towards financial topics, and on this latest trip, we broached the differences between how Aussies handle their retirement savings compared to […]

18

April

Thoughts: Start Money Conversations with your Children

Of course, as a Financial Advisor, I believe that instilling positive financial habits in our children from a young age is crucial for their long-term financial well-being.  In fact, I was recently asked by a friend & client for some resources to educate their children. First and foremost, lead by example and maintain an open […]

14

November

Pumpkin Spice Planning

Tis the season for everything Pumpkin Spice! From pumpkin spiced coffee and milk shakes, to candles and yes, trash bags. I can’t say that I’ve embraced the trend fully, but again I’ve never been one to turn down a tasty slice of pumpkin pie. As we head into this end-of-year season, here are just a […]

13

October

The Money Date

I want to introduce an intriguing technique, the “Money Date!”  It is a smart approach for couples to discuss their financial matters openly.  Interestingly, I have been doing coffee, bagels & finances with my wife for years now.  I’ve even suggested that clients go for a massage or on an afternoon date, following a meeting […]

02

May

A Simple Secret to Outsmart AI

In recent years, there have been several instances where criminals managed to mimic the voice of a senior executive or a business person to make fraudulent transfer of funds, demonstrating the need to have multi-factor authentication to combat voice fraud, especially with high monetary or personal risks. AI can replicate speech patterns and tonality to […]

12

August

Social Security Benefits

Social Security has many benefits available, including retirement, disability, survivor, and family benefits. If you or a family member paid a portion of career earnings into a trust fund by paying Social Security or self-employment taxes, these benefits may be available. The amount you receive depends on several factors, including your average lifetime earnings, date […]

11

July

Time to Review Your Estate Plan

There are various times when it is a good idea to review your estate plan! You should review your estate plan immediately after a major life event such as a change in your marital status, a birth, adoption, death, sudden diagnosis, or prolonged illness of a family member. You should also consider reviewing your estate plan […]