In many recent conversations with friends, family, & clients, I find myself repeating themes along the lines of take time for yourself or focus on your health & well-being. In fact many of those who are gainfully employed are busier now than they were before the pandemic. And the lack of sleep, energy, or enthusiasm […]
Is it time for us to divorce or do we both have one more genuine attempt left in our emotional and / or financial bank? This and so many other questions are best answered when we have a clear head and are able to make sound decisions. So, how is that possible when we’re contemplating […]
Every state has an unclaimed property program that requires companies and financial institutions to turn account assets over to the state if they have lost contact with the rightful owner for one year or longer. It then becomes the state’s responsibility to locate the owner. The Office of the Comptroller for the State of Texas […]
Is it time for us to divorce or do we both have one more genuine attempt left in our emotional and/or financial bank? This and so many other questions are best answered when we have a clear head and are able to make sound decisions. So, how is that possible when we’re contemplating divorce while […]
Have you heard of the SECURE Act? The SECURE Act (Setting Every Community Up for Retirement Enhancement Act) was passed by Congress as part of a larger spending bill and signed into law by the president in December 2019. The new law cancels the prohibition on contributions to a traditional IRA by someone who has […]
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As your parents age, they will probably need more help from you. It’s important to consider your ability to provide the help they need, especially if they’re experiencing financial trouble. Are your parents dealing with debt? Are your parents current on their mortgage payments? Do they have large, unexpected medical bills? According to the Employee […]
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Morningstar, whose mission is to empower investors, just came out with their U.S. Fund Fee Study and shared several good insights, which I will highlight here: The asset-weighted average expense ratio for U.S. open-end mutual funds and exchange-traded funds was 0.48%. “Investors are increasingly seeking to minimize investment costs, which has led them to favor […]
A good proxy for the real estate sector is known as the NAREIT Equity REIT Index. “The NAREIT Equity REIT Index is designed to provide the most comprehensive assessment of overall industry performance, and includes all tax-qualified real estate investment trusts (REITs) that are listed on the NYSE, the American Stock Exchange or the NASDAQ […]
The American Medical Association (AMA) recently issued new benchmarking data aptly titled, U.S. Physicians’ Financial Preparedness: Retired Physicians Segment which helps answer just that question. The Study was designed to understand the personal finance attitudes and behaviors of physicians, specifically from those physicians who have entered retirement. However, physicians and non-physicians alike may glean useful […]
Is one of your New Year’s resolutions to get your financial house in order? If so, you’re not alone: saving more money and other financial goals usually crack the top ten most popular new year’s resolutions. But having a goal is not enough. It takes time and consistent follow-through to make these dreams a reality. […]
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