You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your […]
Austin retirementAustin tax planningretirement tax planning
It’s official: you’re retired. No more late-night emails, long meetings, or hectic schedules. There’s less work-related stress, but your finances might be more complex. You’ll have bills to pay and fun hobbies to explore. Do you know how you’ll fund your new lifestyle? Since you aren’t receiving a regular paycheck, you’ll likely draw from various […]
Austin retirementAustin tax planningretirement tax planning
In many ways, the second quarter was a period of sea change. On the political front, the quarter witnessed fairly stunning election results across much of the globe, including a sharp shift to the political right in Germany, a dominating performance by both political extremes in France, an underwhelming victory by Modi in India, a […]
Summer is in full gear, here in Austin. That also means getaways and family vacation season. Many of you know I am a big proponent of these great opportunities to forget about day-to-day cares, to take time for yourself and connect with your family, and to finally rest and recharge. However, don’t let scammers and […]
As a parent, saving for my kids’ education has always been a top priority. I diligently contributed to their 529 plans, hoping to cover a good portion of their college expenses. However, life doesn’t always go as planned. My two older sons are making their way through college but I’m not sure that the path […]
There is an old Wall Street expression that “bulls make money, bears make money and pigs get slaughtered”. Indeed, there are many animal-based analogies that are used to describe markets, investors and even investment styles, including “whales”, “sheep”, “lemmings” and even “herd mentalities”, just as examples. For our part, we posit that the current domestic […]
Does your ideal retirement include exploring new places, playing endless rounds of golf, or visiting family? Maybe you dream of starting a business or buying a second home. A fulfilling retirement can also mean enjoying a slower pace of life after decades of work. Whatever your retirement goals are, you’ll want a solid plan to […]
Team-building events are not just about fostering collaboration; they’re about creating memorable experiences that strengthen bonds and inspire camaraderie. At Per Stirling, we recently had an unforgettable team-building adventure at Holey Moley, where we putted our way through a 9-hole mini-golf course and unleashed our inner rock stars with some karaoke fun afterward. Per Stirling […]
The Benefits of Custodial Roth IRAs: Setting Your Children Up for Financial Success The other day, I had a phone call with a long-time friend of mine from Louisiana. He was sharing a common parenting struggle: teaching his teenage son to save money instead of spending it all on impulse buys. “As soon as we […]
There is an old expression that “keeping your money in cash guarantees your ability to grow poor safely”. That is not to suggest that people should not keep enough money in cash or cash-like alternatives, including bank savings accounts, mutual fund money markets, T-bills, and C.D.s, to pay for all short and many intermediate-term […]
