I’m one of the many who developed a passion for gardening during our ‘Covid time’ of isolation. That is to say, YouTube algorithms have now filled my home page with gardening videos. I have pretty much wrapped up the spring tomato harvest season this year, but the good news is that in Texas we also […]
Yes. Unless you absolutely cannot afford to set aside any dollars whatsoever, you should contribute to your employer’s 401(k) plan. A 401(k) plan is one of the most powerful tools you can use to save for your retirement. The first benefit is that your pre-tax contributions to a 401(k) plan are not taxed as current […]
Diversification: Spreading out risk Diversification refers to the process of investing in a number of different securities to help manage risk. The theory is that if some investments in your portfolio decline in value, others may rise or hold steady. For example, say you wanted to invest in stocks. Rather than investing in just domestic […]
You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your […]
Austin retirementAustin tax planningretirement tax planning
It’s official: you’re retired. No more late-night emails, long meetings, or hectic schedules. There’s less work-related stress, but your finances might be more complex. You’ll have bills to pay and fun hobbies to explore. Do you know how you’ll fund your new lifestyle? Since you aren’t receiving a regular paycheck, you’ll likely draw from various […]
Austin retirementAustin tax planningretirement tax planning
In many ways, the second quarter was a period of sea change. On the political front, the quarter witnessed fairly stunning election results across much of the globe, including a sharp shift to the political right in Germany, a dominating performance by both political extremes in France, an underwhelming victory by Modi in India, a […]
Summer is in full gear, here in Austin. That also means getaways and family vacation season. Many of you know I am a big proponent of these great opportunities to forget about day-to-day cares, to take time for yourself and connect with your family, and to finally rest and recharge. However, don’t let scammers and […]
As a parent, saving for my kids’ education has always been a top priority. I diligently contributed to their 529 plans, hoping to cover a good portion of their college expenses. However, life doesn’t always go as planned. My two older sons are making their way through college but I’m not sure that the path […]
Does your ideal retirement include exploring new places, playing endless rounds of golf, or visiting family? Maybe you dream of starting a business or buying a second home. A fulfilling retirement can also mean enjoying a slower pace of life after decades of work. Whatever your retirement goals are, you’ll want a solid plan to […]
Team-building events are not just about fostering collaboration; they’re about creating memorable experiences that strengthen bonds and inspire camaraderie. At Per Stirling, we recently had an unforgettable team-building adventure at Holey Moley, where we putted our way through a 9-hole mini-golf course and unleashed our inner rock stars with some karaoke fun afterward. Per Stirling […]
