This month’s topic was inspired by a recent “ah-ha” moment I had while reviewing my phone service plan and that of my parents. What started as a simple check on their plan led me to dig into their other monthly expenses, like cable and wireless bills. As I uncovered several overlooked costs, I realized just […]
It’s official: you’re retired. No more late-night emails, long meetings, or hectic schedules. There’s less work-related stress, but your finances might be more complex. You’ll have bills to pay and fun hobbies to explore. Do you know how you’ll fund your new lifestyle? Since you aren’t receiving a regular paycheck, you’ll likely draw from various […]
Austin retirementAustin tax planningretirement tax planning
In many ways, the second quarter was a period of sea change. On the political front, the quarter witnessed fairly stunning election results across much of the globe, including a sharp shift to the political right in Germany, a dominating performance by both political extremes in France, an underwhelming victory by Modi in India, a […]
What’s on your schedule today? A Hike? Meeting up with friends? Spending time with your family? Working on all the books you bought but never read? Packing for your dream vacation? Retirement dreams often conjure images of endless leisure and financial freedom, but the reality hinges on strategic financial planning and forward-thinking. For most Americans […]
Of course, as a Financial Advisor, I believe that instilling positive financial habits in our children from a young age is crucial for their long-term financial well-being. In fact, I was recently asked by a friend & client for some resources to educate their children. First and foremost, lead by example and maintain an open […]
In recent years, there have been several instances where criminals managed to mimic the voice of a senior executive or a business person to make fraudulent transfer of funds, demonstrating the need to have multi-factor authentication to combat voice fraud, especially with high monetary or personal risks. AI can replicate speech patterns and tonality to […]
For the month of October, Per Stirling selected two volunteer initiatives, each of which are particularly important to us. The first initiative was Breast Cancer Awareness. This is a cause that we sponsor on a regular basis, as several members of the Per Stirling family have personally battled cancer, and most have beaten this insidious disease. […]
Social Security has many benefits available, including retirement, disability, survivor, and family benefits. If you or a family member paid a portion of career earnings into a trust fund by paying Social Security or self-employment taxes, these benefits may be available. The amount you receive depends on several factors, including your average lifetime earnings, date […]
Some of you are experiencing mixed emotions as your children have graduated high school and are about to leave for college. Yes, empty nest syndrome is a thing — although not a clinical diagnosis, it is a phenomenon. If this is your first high school graduate entering college, you will quickly learn there may be […]
As a firm, Per Stirling is probably best known for its award-winning ethics, its client-centric fiduciary culture, and the nationally-recognized skill and expertise of its advisors, staff and management team. From the inception of the firm, Per Stirling has championed its fiduciary standards as a core founding principal, and our growth over the years has been a […]
